/* bydigital v2 — header, footer, author, result spotlight, wide calculators */
:root{--bd-ease:cubic-bezier(.2,.8,.2,1);--bd-grad:linear-gradient(90deg,#12996B,#1fb88a 45%,#F2A341)}
.skip{position:absolute;left:-999px;top:8px;z-index:300;background:#fff;padding:8px 12px;border-radius:8px}.skip:focus{left:8px}
#site-header,#site-footer{display:none}

/* ---------- ticker ---------- */
.bd-ticker{background:#0b2233;color:#cfe3ee;font:500 .78rem/1 var(--font);overflow:hidden;white-space:nowrap;border-bottom:1px solid rgba(255,255,255,.06)}
.bd-track{display:inline-flex;gap:34px;padding:8px 0;animation:bdTick 46s linear infinite;will-change:transform}
.bd-ticker:hover .bd-track{animation-play-state:paused}
.bd-track span{display:inline-flex;gap:7px;align-items:center}.bd-track b{color:#fff;font-weight:700}.bd-track em{font-style:normal;color:#F2A341}
.bd-track span::before{content:"";width:6px;height:6px;border-radius:50%;background:#12996B;box-shadow:0 0 0 3px rgba(18,153,107,.25)}
@keyframes bdTick{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* ---------- header ---------- */
.bd-hdr{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(12px);-webkit-backdrop-filter:saturate(1.4) blur(12px);border-bottom:1px solid var(--line);transition:box-shadow .25s}
.bd-hdr.scrolled{box-shadow:0 8px 28px -14px rgba(14,42,63,.35)}
.bd-hdr-in{max-width:var(--maxw);margin:0 auto;padding:0 20px;height:66px;display:flex;align-items:center;gap:18px}
.bd-brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none!important}
.bd-mark{width:38px;height:38px;border-radius:11px;background:linear-gradient(135deg,#0E2A3F,#16405C);display:grid;place-items:center;box-shadow:0 6px 16px -6px rgba(14,42,63,.6);position:relative;overflow:hidden}
.bd-mark svg{width:24px;height:24px}
.bd-mark .g{fill:none;stroke:#2bd39a;stroke-width:3.2;stroke-linecap:round;stroke-dasharray:60;animation:bdDraw 4s var(--bd-ease) infinite}
.bd-mark .d{fill:#F2A341;animation:bdPulse 2s ease-in-out infinite;transform-origin:18px 6px}
@keyframes bdDraw{0%{stroke-dashoffset:60}40%,80%{stroke-dashoffset:0}100%{stroke-dashoffset:-60}}
@keyframes bdPulse{50%{transform:scale(1.35)}}
.bd-bt{font:800 1.22rem/1 var(--display);letter-spacing:-.02em;display:flex;flex-direction:column}
.bd-bt small{font:700 .62rem/1 var(--font);letter-spacing:.14em;text-transform:uppercase;color:var(--green);margin-top:4px}
.bd-nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.bd-nav>a,.bd-navbtn{font:600 .94rem/1 var(--font);color:var(--ink-2);padding:10px 12px;border-radius:9px;background:none;border:0;cursor:pointer;text-decoration:none!important;display:inline-flex;align-items:center;gap:6px;position:relative}
.bd-nav>a::after{content:"";position:absolute;left:12px;right:12px;bottom:5px;height:2px;border-radius:2px;background:var(--green);transform:scaleX(0);transform-origin:0 50%;transition:transform .25s var(--bd-ease)}
.bd-nav>a:hover::after,.bd-nav>a.on::after{transform:scaleX(1)}
.bd-nav>a:hover,.bd-navbtn:hover,.bd-navbtn[aria-expanded="true"]{background:var(--line-2)}
.bd-navbtn svg{width:11px;height:11px;transition:transform .25s}.bd-navbtn[aria-expanded="true"] svg{transform:rotate(180deg)}
.bd-nav a.bd-cta{background:linear-gradient(135deg,#12996B,#0B6B4A);color:#fff;padding:11px 16px;box-shadow:0 8px 18px -8px rgba(18,153,107,.7);margin-left:6px}
.bd-nav a.bd-cta::after{display:none}.bd-nav a.bd-cta:hover{filter:brightness(1.07);background:linear-gradient(135deg,#12996B,#0B6B4A)}
.bd-burger{display:none;width:42px;height:42px;border-radius:10px;border:1px solid var(--line);background:#fff;cursor:pointer;place-items:center}
.bd-burger span,.bd-burger span::before,.bd-burger span::after{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px;position:relative;transition:transform .25s,background .25s}
.bd-burger span::before,.bd-burger span::after{content:"";position:absolute;left:0}.bd-burger span::before{top:-6px}.bd-burger span::after{top:6px}
.bd-burger[aria-expanded="true"] span{background:transparent}.bd-burger[aria-expanded="true"] span::before{transform:translateY(6px) rotate(45deg)}.bd-burger[aria-expanded="true"] span::after{transform:translateY(-6px) rotate(-45deg)}
.bd-progress{position:absolute;left:0;bottom:-1px;height:2px;width:100%;background:var(--bd-grad);transform-origin:0 50%;transform:scaleX(var(--p,0))}
.bd-mega{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 30px 60px -30px rgba(14,42,63,.45);opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .22s,transform .22s var(--bd-ease),visibility .22s}
.bd-mega.open{opacity:1;visibility:visible;transform:none}
.bd-mega-in{max-width:var(--maxw);margin:0 auto;padding:22px 20px 18px;display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:26px}
.bd-mega h3{font:800 .72rem/1 var(--font);letter-spacing:.12em;text-transform:uppercase;color:var(--muted-2);margin:0 0 10px}
.bd-mega a{display:flex;gap:11px;align-items:flex-start;padding:9px 10px;border-radius:11px;color:var(--ink);text-decoration:none!important;transition:background .2s,transform .2s}
.bd-mega a:hover{background:var(--green-soft);transform:translateX(3px)}
.bd-mega a i{font-style:normal;width:34px;height:34px;flex:0 0 34px;border-radius:9px;background:var(--line-2);display:grid;place-items:center;font-size:1.05rem}
.bd-mega a b{display:block;font:700 .92rem/1.25 var(--font)}.bd-mega a small{display:block;color:var(--muted);font-size:.8rem;line-height:1.35;margin-top:2px}
.bd-mega-ft{max-width:var(--maxw);margin:0 auto;padding:10px 20px 16px;display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;font-size:.82rem;color:var(--muted);border-top:1px solid var(--line-2)}
.bd-mega-m{display:none}
@media(max-width:900px){.bd-nav>a:not(.bd-cta),.bd-navbtn{display:none}.bd-burger{display:grid}.bd-nav a.bd-cta{padding:10px 12px;font-size:.86rem}
 .bd-mega{position:fixed;top:auto;max-height:calc(100vh - 100px);overflow:auto}.bd-mega-in{grid-template-columns:1fr;gap:14px}.bd-mega-m{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;padding:14px 20px 0}
 .bd-mega-m a{justify-content:center;background:var(--line-2);font-weight:700;font-size:.9rem}}
@media(max-width:420px){.bd-bt small{display:none}.bd-nav a.bd-cta{display:none}}

/* ---------- byline + author ---------- */
.bd-by{display:flex;align-items:center;flex-wrap:wrap;gap:8px 10px;margin:14px 0 4px;font-size:.88rem;color:var(--muted)}
.bd-by img{width:36px;height:36px;border-radius:50%;object-fit:cover;box-shadow:0 0 0 2px #fff,0 0 0 4px var(--green-soft)}
.bd-by a{color:var(--ink);font-weight:700;text-decoration:none!important}.bd-by a:hover{color:var(--green)}
.bd-by .rv{background:var(--green-soft);color:var(--green-dark);font-weight:700;padding:4px 10px;border-radius:99px;font-size:.8rem}
.bd-by .dot{width:4px;height:4px;border-radius:50%;background:var(--line)}
.bd-author{display:grid;grid-template-columns:110px 1fr;gap:22px;align-items:center;background:linear-gradient(135deg,#fff,#f3fbf7);border:1px solid var(--line);border-radius:18px;padding:22px;margin:34px 0 10px;box-shadow:var(--shadow)}
.bd-author img{width:110px;height:110px;border-radius:50%;object-fit:cover;box-shadow:0 0 0 4px #fff,0 0 0 6px var(--green-soft)}
.bd-author h3{margin:0 0 6px;font-size:1.08rem}.bd-author p{margin:0 0 8px;color:var(--muted);font-size:.93rem}
.bd-author a{font-weight:700;color:var(--green-dark)}
@media(max-width:560px){.bd-author{grid-template-columns:1fr;text-align:center}.bd-author img{margin:0 auto}}
.bd-profile{display:grid;grid-template-columns:200px 1fr;gap:28px;align-items:center;margin:20px 0 10px}
.bd-profile img{width:200px;height:200px;border-radius:24px;object-fit:cover;box-shadow:0 22px 44px -22px rgba(14,42,63,.6)}
@media(max-width:640px){.bd-profile{grid-template-columns:1fr}.bd-profile img{width:150px;height:150px}}

/* ---------- footer ---------- */
.bd-ftr{background:#0b2233;color:#b9cdd9;margin-top:56px;position:relative}
.bd-ftr::before{content:"";position:absolute;left:0;right:0;top:0;height:3px;background:var(--bd-grad)}
.bd-ftr a{color:#d7e6ef;text-decoration:none!important}.bd-ftr a:hover{color:#fff;text-decoration:underline!important}
.bd-ftr-in{max-width:var(--maxw);margin:0 auto;padding:46px 20px 26px}
.bd-ftr-g{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:28px}
.bd-ftr h3{color:#fff;font:800 .74rem/1 var(--font);letter-spacing:.12em;text-transform:uppercase;margin:4px 0 14px}
.bd-ftr ul{list-style:none;margin:0;padding:0}.bd-ftr li{margin:0 0 9px;font-size:.9rem}
.bd-ftr .bd-brand{color:#fff}.bd-ftr p{font-size:.9rem;line-height:1.6;margin:14px 0}
.bd-ftr-au{display:flex;gap:10px;align-items:center;font-size:.86rem}.bd-ftr-au img{width:42px;height:42px;border-radius:50%;object-fit:cover}
.bd-ftr-d{font-size:.8rem;line-height:1.6;color:#8fa7b6;border-top:1px solid rgba(255,255,255,.08);margin-top:28px;padding-top:18px}
.bd-ftr-bt{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;font-size:.82rem;color:#8fa7b6;margin-top:10px}
@media(max-width:860px){.bd-ftr-g{grid-template-columns:1fr 1fr}.bd-ftr-b{grid-column:1/-1}}
@media(max-width:480px){.bd-ftr-g{grid-template-columns:1fr}}

/* ---------- wide calculators (inputs on top, result at full 1080px) ---------- */
.bd-wide .tot-grid{grid-template-columns:1fr!important;gap:18px}
.bd-wide .tot-grid>.card:first-child{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:4px 26px;align-items:start}
.bd-wide .tot-grid>.card:first-child>.row,.bd-wide .tot-grid>.card:first-child>.note{grid-column:1/-1}
.bd-wide .tot-grid>.card:last-child{padding:22px}
.bd-wide .tot-grid>.card:last-child>h3{display:none}
.bd-wide .result{margin-top:0}
.bd-wide .result .kv{padding:9px 10px;border-radius:8px}.bd-wide .result .kv:nth-child(odd){background:rgba(14,42,63,.03)}
.bd-wide .donut-wrap{display:none}
@media(max-width:760px){.bd-wide .tot-grid>.card:first-child{grid-template-columns:1fr}}
.prose{max-width:860px}
.faq,.table-wrap{max-width:none}

/* ---------- result spotlight ---------- */
.bd-spot{--g:linear-gradient(135deg,#0B6B4A 0%,#12996B 52%,#1fb88a 100%);--acc:#b7f5dc;position:relative;isolation:isolate;overflow:hidden;display:grid;grid-template-columns:minmax(0,1fr) 150px;gap:16px 28px;align-items:center;padding:26px 28px;margin:0 0 18px;border-radius:20px;color:#fff;background:var(--g);box-shadow:0 22px 44px -18px rgba(14,42,63,.55)}
.bd-spot.t-ink{--g:linear-gradient(135deg,#0E2A3F 0%,#16405C 50%,#12996B 120%);--acc:#7ee8c0}
.bd-spot.t-warn{--g:linear-gradient(135deg,#8a4b06 0%,#d9822b 50%,#F2A341 100%);--acc:#ffe7c2}
.bd-spot.t-bad{--g:linear-gradient(135deg,#7f1d2d 0%,#D64550 55%,#f07a5a 100%);--acc:#ffd6d9}
.bd-spot .sg{position:absolute;inset:-45%;z-index:-1;background:radial-gradient(closest-side at 28% 30%,rgba(255,255,255,.22),transparent 70%),radial-gradient(closest-side at 80% 75%,rgba(255,255,255,.14),transparent 70%);animation:bdFloat 9s ease-in-out infinite alternate;pointer-events:none}
.bd-spot .sh{position:absolute;top:0;bottom:0;left:-40%;width:35%;z-index:-1;background:linear-gradient(100deg,transparent,rgba(255,255,255,.3),transparent);transform:skewX(-18deg);opacity:0}
.bd-spot.go .sh{animation:bdShine 1.3s .2s var(--bd-ease) both}
.bd-spot .k{display:flex;align-items:center;gap:8px;flex-wrap:wrap;font:800 .78rem/1.2 var(--font);letter-spacing:.09em;text-transform:uppercase;color:rgba(255,255,255,.88)}
.bd-spot .k i{width:9px;height:9px;border-radius:50%;background:var(--acc);animation:bdPing 1.6s infinite}
.bd-spot .v{margin:10px 0 12px;font:800 clamp(2.4rem,6vw,4.2rem)/1 var(--display);letter-spacing:-.03em;font-variant-numeric:tabular-nums;text-shadow:0 6px 22px rgba(0,0,0,.18);word-break:break-word}
.bd-spot.txt .v{font-size:clamp(1.6rem,4vw,2.6rem);letter-spacing:.02em}
.bd-spot.go .v{animation:bdPop .55s var(--bd-ease) both}
.bd-spot .pill{display:inline-flex;align-items:center;gap:6px;padding:6px 13px;border-radius:99px;background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.3);font-weight:700;font-size:.9rem}
.bd-spot .nt{margin:10px 0 0;font-size:.92rem;color:rgba(255,255,255,.9);max-width:640px}
.bd-spot .vis{position:relative;width:150px;height:150px;justify-self:end}
.bd-spot .vis svg{width:100%;height:100%;transform:rotate(-90deg)}
.bd-spot .trk{fill:rgba(255,255,255,.08);stroke:rgba(255,255,255,.22);stroke-width:10}
.bd-spot .arc{fill:none;stroke:var(--acc);stroke-width:10;stroke-linecap:round;transition:stroke-dashoffset 1.1s var(--bd-ease);filter:drop-shadow(0 0 6px rgba(255,255,255,.45))}
.bd-spot .rv{position:absolute;inset:0;display:grid;place-content:center;text-align:center;padding:0 16px}
.bd-spot .rv .ic{font-size:1.7rem;line-height:1;animation:bdBob 3s ease-in-out infinite}
.bd-spot .rv b{font:800 1.3rem/1.1 var(--display);margin-top:4px}.bd-spot .rv small{font-size:.66rem;line-height:1.25;color:rgba(255,255,255,.85);margin-top:3px}
.bd-spot .chips{grid-column:1/-1;display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:10px}
.bd-spot .chip{padding:12px 14px;border-radius:14px;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.24);min-width:0}
.bd-spot .chip span{display:block;font:800 .7rem/1.2 var(--font);letter-spacing:.06em;text-transform:uppercase;color:rgba(255,255,255,.8)}
.bd-spot .chip b{display:block;margin-top:5px;font:800 1.28rem/1.15 var(--display);font-variant-numeric:tabular-nums;word-break:break-word}
.bd-spot.go .chip{animation:bdRise .55s var(--d,200ms) var(--bd-ease) both}
.bd-spot.go .vis{animation:bdZoom .7s var(--bd-ease) both}
@keyframes bdFloat{from{transform:translate(-4%,-3%) rotate(0)}to{transform:translate(5%,4%) rotate(8deg)}}
@keyframes bdShine{0%{left:-40%;opacity:0}20%{opacity:1}100%{left:120%;opacity:0}}
@keyframes bdPing{0%{box-shadow:0 0 0 0 rgba(255,255,255,.55)}70%{box-shadow:0 0 0 9px rgba(255,255,255,0)}100%{box-shadow:0 0 0 0 rgba(255,255,255,0)}}
@keyframes bdPop{from{opacity:.35;transform:scale(.94)}to{opacity:1;transform:none}}
@keyframes bdRise{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
@keyframes bdZoom{from{opacity:0;transform:scale(.75) rotate(-15deg)}to{opacity:1;transform:none}}
@keyframes bdBob{50%{transform:translateY(-4px)}}
@media(max-width:640px){.bd-spot{grid-template-columns:1fr;padding:20px 18px}.bd-spot .vis{position:absolute;top:14px;right:12px;width:80px;height:80px}.bd-spot .rv small,.bd-spot .rv b{display:none}.bd-spot .rv .ic{font-size:1.3rem}
 .bd-spot .main{padding-right:84px}.bd-spot .v{font-size:clamp(1.8rem,9vw,2.6rem)}.bd-spot .chips{grid-template-columns:1fr 1fr}.bd-spot .chip b{font-size:1.05rem}}

/* polish existing pieces */
.result .total b{transition:color .3s}
.splitbar i{transition:flex .6s var(--bd-ease)}
.card{transition:box-shadow .25s}
.tools .tool{transition:transform .25s var(--bd-ease),box-shadow .25s,border-color .25s}
.tools .tool:hover{transform:translateY(-4px);box-shadow:0 18px 36px -20px rgba(14,42,63,.45);border-color:#bfe6d6}
.tools .tool .ic{transition:transform .35s var(--bd-ease)}.tools .tool:hover .ic{transform:scale(1.12) rotate(-6deg)}
.bd-reveal{opacity:0;transform:translateY(16px);transition:opacity .6s var(--bd-ease),transform .6s var(--bd-ease)}
.bd-reveal.in{opacity:1;transform:none}
.bd-hero-live .result{position:relative;overflow:hidden}
.bd-hero-live .result::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,transparent 30%,rgba(18,153,107,.12) 50%,transparent 70%);transform:translateX(-100%);animation:bdSweep 3.6s ease-in-out infinite}
@keyframes bdSweep{60%,100%{transform:translateX(100%)}}
.adslot{display:none!important}
@media(prefers-reduced-motion:reduce){.bd-track,.bd-mark .g,.bd-mark .d,.bd-spot *,.bd-spot,.bd-hero-live .result::after{animation:none!important}.bd-reveal{opacity:1;transform:none}}
@media print{.bd-ticker,.bd-hdr,.bd-ftr,.bd-by,.bd-author,.bd-spot{display:none!important}}
/* the spotlight already lists every figure, so the plain list is folded away on the simple calculators */
body[data-tool="gst"] .bd-wide .tot-grid>.card:last-child>.result,body[data-tool="reverse"] .bd-wide .tot-grid>.card:last-child>.result,body[data-tool="margin"] .bd-wide .tot-grid>.card:last-child>.result{display:none}
body[data-tool="gst"] .bd-wide .tot-grid>.card:last-child,body[data-tool="reverse"] .bd-wide .tot-grid>.card:last-child,body[data-tool="margin"] .bd-wide .tot-grid>.card:last-child{padding-bottom:18px}
@media(max-width:640px){.bd-by{font-size:.84rem}.bd-by .dot{display:none}}
/* mobile overflow fixes (grid children were wider than the screen) */
.gen-grid>*,.tot-grid>*,.row>*{min-width:0}
@media(max-width:760px){.gen-grid{grid-template-columns:minmax(0,1fr)!important}.bd-wide .tot-grid>.card:first-child{grid-template-columns:minmax(0,1fr)}}
.seg{max-width:100%}
@media screen and (max-width:760px){table.cmp{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch}}
@media screen and (max-width:760px){.card table.lineitems,.card table.items{display:block;max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}}
@media screen and (max-width:760px){#invoice,#quote,#bill{overflow-x:auto;-webkit-overflow-scrolling:touch}}
.prose a.tool,.prose a.tool *{text-decoration:none!important}.prose a.tool:hover h3{color:var(--green-dark)}